[FL] If someone owes me money, what are my legal options?
An old friend and cowoker owes me money. I am getting the run around. I want to know what my options are.
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Okay then under Florida law you would have up to 4 years to sue the person in small claims court for the money if this was an oral agreement for the loan (Florida Statutes § 95.11(3)(j)).
The small claims limit in Florida is $8,000 so you don't have to hire an attorney and can pursue her in the lower courts for the money (Miami-Dade Clerk - Small Claims).
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An old friend and co-worker owes me money. I am getting the run around. I want to know what my options are.
Lexi, Chatbot
I'm sorry to hear about the situation with your friend and coworker. Have you tried discussing the issue directly with them?
Yes, I have. Calls, texts, Teams messages. sent emails. I printed some docs to mail.
Lexi, Chatbot
Can you provide more details about the amount of money owed and any agreements or evidence you have regarding the debt?
Owed amount $7,125.31. Money was for a car and apartment down payment.
Lexi, Chatbot
Is there anything else the Lawyer should know before I connect you? Rest assured they'll be able to help with your debt collection.
Thats it.
Barrister
Hello and welcome to the site! My name is Barrister and I am a licensed attorney and I am here to help with your situation.
I know your question is important, but there may be a short delay in my responses as I type out an answer or reply as I am typically working with several customers at once on the website.
I have read your post and I am sorry to hear you are having to deal with this situation as I realize it can be frustrating and confusing.
Barrister
Can you tell me what state you are in?
Florida
Barrister
Was there any type of written agreement between both of you about the loan?
When was the money supposed to be repaid and have they refused to do so upon demand?
How long ago did you make the loan?
She said that she would sign something and then changed her mind. I have texts and emails.
Money was supposed to be repaid. The loan was made 2/12/2025
She was going to make payments of 350 a month.
Barrister
Okay then under Florida law you would have up to 4 years to sue the person in small claims court for the money if this was an oral agreement for the loan (Florida Statutes § 95.11(3)(j)).
The small claims limit in Florida is $8,000 so you don't have to hire an attorney and can pursue her in the lower courts for the money (Miami-Dade Clerk - Small Claims).
Do I need to send her a written notice?
Barrister
You can send her a written demand letter telling her that she has XX days to repay you the loan or you will be forced to take legal action to enforce the agreement.
That shows good faith on your side in that you tried to resolve this matter before taking it to court.
I will do that. any other advice that would help me?
Barrister
Just print out any communications you had about this on paper because electronic devices tend to die at bad times...
Did you have any other questions about this situation I can help with?
Thank you!
Barrister
You are very welcome. Glad I could help.
It was my pleasure to work with you and help with your question.
Barrister
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