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Andres Sanchez

Andres Sanchez

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Andres Sanchez
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I was involved in a car accident about a year ago. Minor damage to the other vehicle. I had no damage to my vehicle but notified my insurance about the accident. About a month later, the other party filed a claim for damage to their car as well as retained a personal injury lawyer for injuries sustained, and I was told not to speak to her again. A demand letter was sent to my insurance from the other party’s lawyer. At the time of the accident, it was determined to be 50/50 fault and my insurance did not pay damages for her vehicle. Now, her lawyer is demanding $100k for “injuries” sustained in the accident. She is claiming permanent disabling disability, despite leaving the scene of the accident uninjured and telling the 911 operator she was not injured. She waited about 10 days to go for a medical evaluation for her pain.

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My insurance adjuster indicated that they intend to offer something around $70k, with my coverage being $100k. But this will absolutely affect my insurance for several years. How can they do that? This was determined to be an equal fault accident and the other party is injured, not me. The adjuster also told me that they typically offer low and negotiate, but if the other party chooses to reject that offer, I might be liable to pay the difference between what they offer ($70k) and what they are demanding ($100k) out of my own pocket. Even though my coverage goes to $100k. I’m like, that’s a lot of money! Why would I have to pay this? She said, “To keep yourself out of court.”

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