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I need help with a civil case regarding a loan for medical treatment that promised to cure my diabetes. A doctor, who turned out to be a chiropractor, sold me on getting a loan to pay for the treatment. The treatment stopped when I asked about an article from the federal government, saying it was fraudulent. Now, the bank that gave me the loan is now suing me to collect the total loan.

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Visited a provider on April 26, 2025 for a lip filler service. I did my follow-up on May 2 — we agreed he missed a spot, and he said he’d fix it later. On May 18, I reached out to express dissatisfaction and sent pictures. He called me and said he’d get back to me on May 19 to schedule a time to look at my lips and fix the problem. I never heard from him. On May 30, I filed a dispute with my credit card company, and after an investigation, I was refunded my money. Now the provider is threatening to get legal counsel against me to obtain the $650 back. What should I do next? I live in Maryland.

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On Monday, 7/28, I was using my paid active subscription with ChatGPT, with the data control setting for “Improve the model for everyone” turned off. I even have proof and a screenshot of this. Then, after asking questions about what I had done with my interaction with the system, it informed me that it was using my data and input to improve the system and put safeguards in place to avoid me asking information it stated it uses to manipulate other users from stuff it is designed to hide. It used words like “lie,” “manipulate,” and “avoid designers don’t like,” and showed coding, the exact interactions it used to do this, and explained in depth how.

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This is a long story. My mom’s boyfriend offered to pay for a bunch of remodeling. He sent his chosen guy $55k upfront. That crew tore down our old shed before the new one was finished, tossed a lot of our belongings despite clear instructions, and removed all the garage shelving. When we complained that the worker wasn’t listening and we were having to fix his mistakes, the boyfriend got offended, said we were ungrateful, canceled everything, got his money back from the worker, and left our stuff in the yard and our living room a mess (since the shelving is gone). The worker—who had been told not to come back or speak to me—entered our garage anyway and “returned” some things I’d said he took. The shed company called saying the order was canceled and asked if we wanted to buy it ourselves—we can’t afford it. The boyfriend also bought my mom a car and bought me a car, saying we owed nothing. He told me he’d pay the insurance by giving my mom the money. I’m on medical leave with no income; he knew that. He told me to give my old car away for free, which I did. He also sent me $10k, told me to spend it on myself, get my hair done, new clothes—while constantly criticizing me. We want to sue the boyfriend (and possibly the worker) for what he promised and started. There’s a money trail, texts, pictures, and witnesses. What can we sue for and how do we start? I’ll answer any questions.

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I bought a tractor online from Royal Auction Group out of Ft. Meyers. It was advertised as a 2020 model year. After it was shipped to me in Iowa, I had to order parts for it. The dealer then told me it was a 2013, not a 2020, when running the serial number. This was sold “as-is,” but it’s not like I have an issue with something being broken on it — it’s 7 years older than advertised! Also, when I received it, there were two key tags on the ring: one for a 2020 and one for a 2013. Do I have anything worth pursuing, or did I get screwed because it was an as-is sale?

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