[WA] [WA] Can I shut off my credit cards if my wife is using them without my permission before divorce?

Lexi, Chatbot

I understand how concerning it can be when credit cards are used without your permission. Have you discussed the issue with your wife or tried to come to an agreement about the credit card usage?

Lexi, Chatbot

Are the credit cards in your name only, or are they joint accounts?

Lexi, Chatbot

Is there anything else the lawyer should know before I connect you? Rest assured they’ll be able to help with your credit card issue.

Richard

Hello. My name is Richard and I have been a licensed attorney for over 25 years and hope to be of assistance. I know your question is important. Could you tell me more about your current situation regarding your wife's unauthorized use of your credit cards?

Disclaimer: This conversation does not create an attorney-client relationship. I can answer your questions for educational purposes only.

Richard

Thanks for sharing that you're in Oregon. Since you mentioned you're not technically a resident, could you clarify your current residency status? This might help in understanding any jurisdictional issues.

Richard

Also, are the credit cards solely in your name, or are they joint accounts with your wife?

Richard

Got it, thanks for clarifying that. Since your driver's license is from Washington, but you've lived in Oregon for 7 years, it might affect certain legal aspects.

Richard

Could you let me know if the credit cards are solely in your name, or are they joint accounts with your wife?

Richard

Based on your situation, there are several legal arguments and considerations in Oregon that could potentially support your case:

1. Unauthorized Use of Credit Cards: If the credit cards are solely in your name, your wife may not have the legal right to use them without your permission. Unauthorized use can be considered a form of fraud or theft.
2. Access to Financial Accounts: For accounts like your Fidelity account, which are in your name only, your wife generally does not have the right to access or manage these accounts without your explicit consent. This includes your stocks, Roth IRA, and 401(k), especially if they are funded solely from your personal checking accounts.
3. Community Property Considerations: Although Oregon is not a community property state, marital assets acquired during the marriage may still be subject to division in a divorce. However, accounts and assets in your name alone, particularly those funded by your separate income, might be treated differently.

Let me know if you have any questions or clarifications.

Richard

Yes, Washington is a community property state. This means that most property acquired during the marriage is considered jointly owned by both spouses, regardless of whose name is on the title. However, there are exceptions, such as gifts or inheritances given to one spouse.

Richard

Ok. If you have any follow-up questions, please let me know.

Richard

You asked if Washington was a community property state and I answered. I am not clear what other question you have.

Richard

Even though Washington is a community property state, your wife's recent move there and her residency status don't automatically grant her the right to use your credit cards without permission. Since the credit cards are in your name only, she generally wouldn't have the legal right to use them unless you explicitly authorized it.

Richard

I hope this helps clarify things! If you have any more questions or need further assistance, feel free to ask. You can always seek further assistance here. Remember, this service provides access to experts. Don't hesitate to reach out whenever you need assistance!

Richard

Until you are divorced, yes she can.

Richard

Yes, it sounds like she currently has access to the vehicle you're leasing. If you have any more questions or need further clarification, feel free to ask. I'm here to help!

Richard

Take care.