Questions Answered by Michael M. Esq.

Michael M. Esq.

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November 1, 2025

What laws regulate the transport of flammable liquids?

What are the regulations for transporting flammable liquid like 60% alcohol?

Legal (General)

November 1, 2025

Can I sue a police officer for misconduct?

Can you sue a police officer or department for perjury or destroying evidence?

Legal (General)

November 1, 2025

Can my employee take customer data and start a business?

They told me they were leaving to start their own jewelry store. They told me they had no information from my store. They actually did. I confronted them and said they had 24 hours to return it and delete everything from their computer. They sent back over 120 appraisals with my customers’ personal information on them. I don’t know if that’s all they have. I have a customer base of over 9,000 customers.

Business

October 31, 2025

Can a lender add insurance if I already have it?

Do I need a lawyer? I submitted a complaint against a credit union regarding improper loan practices, including the imposition of forced-placed insurance and extension of my loan.

Consumer Protection

October 30, 2025

[FL] I was involved in a car accident that was determined to be 50/50 fault. Why is my insurance paying her money?

I was involved in a car accident about a year ago. Minor damage to the other vehicle. I had no damage to my vehicle but notified my insurance about the accident. About a month later, the other party filed a claim for damage to their car as well as retained a personal injury lawyer for injuries sustained, and I was told not to speak to her again. A demand letter was sent to my insurance from the other party’s lawyer. At the time of the accident, it was determined to be 50/50 fault and my insurance did not pay damages for her vehicle. Now, her lawyer is demanding $100k for “injuries” sustained in the accident. She is claiming permanent disabling disability, despite leaving the scene of the accident uninjured and telling the 911 operator she was not injured. She waited about 10 days to go for a medical evaluation for her pain.

FL Car Accident

October 30, 2025

[FL] Is a union required to represent an employee that is not paying dues?

In Florida, is a union required to represent an employee that is not paying dues?

FL Employment

October 28, 2025

I am the co-author of a book with four other authors. Can I market and sell book-related workshops without asking the other authors for permission?

I am the co-author of a book with four other authors. The book will be published and released soon. We have a clear royalties agreement, but we don’t have an agreement about our individual rights beyond royalties. I want to be able to market and sell my coaching, speaking, and workshop services using the book independently — without having to ask permission from the other authors or being financially bound to them for my independent work. How can I do this legally?

Business

October 25, 2025

[MD] Can I sue for wrongful termination if I believe it was race-driven?

There was a previous incident that I was suspended for — for a similar matter. That’s one of the factors behind my belief that it’s race-driven.

MD Employment

October 7, 2025

How do I leave my estate to my child if my spouse dies?

As I read through the will I just created for myself, the residual estate goes to my spouse, but I want to make sure that if he is deceased, it goes to my daughter.

Estate Planning

October 6, 2025

[AZ] Are exact amounts required on a small estate affidavit?

Hi, I am creating this small estate affidavit because I am a trustee on a trust, but the brokerage account (IRA) was not part of the trust, and the bank said I could supply the small estate affidavit or letter of testimony, which I understand has to be filed with the court. Because I am not a beneficiary, nor is the trust, the bank will not disclose the value of the IRA to ensure it complies with the $ 75,000 maximum. I believe the value is roughly $ 53,000; however, because I can’t verify, this form asks for a dollar amount.

AZ Estate Probate

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