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I don’t really intend to sue over this dispute, as the disputed amount is so minimal — only $40. However, I really am just seeking to force the individual to pay me my debt in a legal manner that they can’t just ignore.

I don’t really intend to sue over this dispute, as the disputed amount is so minimal — only $40. However, I really am just seeking to force the individual to pay me my debt in a legal manner that they can’t just ignore.

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Justin C
Justin C

2,213 satisfied customers

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In situations like this — where the amount is small and not worth legal action — your best bet is to send a formal demand letter.

While it’s not legally binding, it serves as official notice and shows you’re willing to escalate.

It also creates a paper trail, which helps if you ever take further action.

The demand letter should clearly explain:

  • The amount owed
  • Why it’s owed (e.g., sale of jeans via Facebook)
  • A deadline to pay

You can mention consequences like small claims or reporting to Facebook Marketplace, but keep it factual and professional.

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Demand Letter for Payment

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I don’t really intend to sue over this dispute, as the disputed amount is so minimal — only $40. However, I really am just seeking to force the individual to pay me my debt in a legal manner that they can’t just ignore.

Lexi

Lexi, Chatbot

I understand your situation. Have you tried sending a formal demand letter to the individual requesting payment of the $40 debt?

It’s not worth paying for the demand letter.

Lexi

Lexi, Chatbot

Can you provide more details about the nature of the debt and any previous attempts you’ve made to collect it?

It was forty dollars for a pair of jeans from Facebook.

I mailed them upon request, and she agreed she’d Venmo me the amount — $30 for the jeans and $10 for shipping.

After two weeks, no payment was received, so I reached out. I was ignored.

I reached out again the next day — ignored again.

So I contacted her personal Facebook instead of Marketplace, and then I was blocked.

Lexi

Lexi, Chatbot

Is there anything else the lawyer should know before I connect you? Rest assured they’ll be able to help with your debt collection.

No.

I was just curious if there’s any legally binding document I can send to someone who owes me a debt.

It’s not worth it to sue, and I looked into the debtor letter, but it doesn’t indicate that the individual would be required to compensate me.

In your professional opinion, is it even worth it to do that, or should I drop it?

Justin C

Justin C

Hi there! I’m Justin, a lawyer here to help with your legal questions.

Don’t worry — the law can be complicated, but I’m here to break it down and provide clear, understandable answers.

Let me know what’s going on, and I’ll do my best to assist you.

Just so you’re aware, this is a legal information-only site. I do not provide representation, and no attorney-client relationship is formed.

It’s always best to consult a local attorney for specific advice.

Justin C

Justin C

In situations like this — where the amount is small and not worth legal action — your best bet is to send a formal demand letter.

While it’s not legally binding, it serves as official notice and shows you’re willing to escalate.

It also creates a paper trail, which helps if you ever take further action.

The demand letter should clearly explain:

  • The amount owed
  • Why it’s owed (e.g., sale of jeans via Facebook)
  • A deadline to pay

You can mention consequences like small claims or reporting to Facebook Marketplace, but keep it factual and professional.

I like the demand letter, but when I went to create one online, they cost the same — if not more — than what I’m owed.

Is there any way to send one free of charge?

Justin C

Justin C

You can absolutely draft and send a demand letter for free.

Just use a word processor.

Include both parties’ names and addresses, a detailed summary of the situation, and a payment deadline (e.g., 7–10 days).

Specify how you’d like to be paid (Venmo, etc.), and send it via certified mail so you have proof of delivery.

Justin C

Justin C

Is it worth it? That’s up to you.

For $40, many people let it go. But if the principle matters to you, this is a low-cost way to act.

Could she claim harassment if I sent this demand letter?

Justin C

Justin C

It’s highly unlikely that a single, well-written demand letter would be considered harassment.

Just don’t repeatedly contact her or use threatening language.

Stick to the facts, make one clear request, and leave it at that. If she doesn’t respond, you can decide whether to escalate or walk away.

Justin C

Justin C

Hopefully this answers your question?

Justin C

Justin C

2,213 satisfied customers

Justin C
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