[CO] The government took away around $300 from my usual SSI disability payment, saying it had to do with “food and living costs” or some kind of income. What can I do?

Lexi, Chatbot

I’m sorry to hear about the deduction from your SSI disability payment. When did you apply for the additional assistance related to food and living costs?

Lexi, Chatbot

Have you tried reaching out to the Social Security Administration to check on the status of your case?

Lexi, Chatbot

Is there anything else the lawyer should know before I connect you?

Queeneth E. Esq

Hello. My name is Queeneth. I’m an attorney with over 8 years of legal experience. I’ll do my best to assist you today. (Please note: this conversation does not create an attorney–client relationship.)

What state are you located in?

Queeneth E. Esq

It sounds like the Social Security Administration (SSA) reduced your SSI based on the In-Kind Support and Maintenance (ISM) rule. (SS Code of Regulations § 416.1130)

In 2025, the federal SSI maximum for a single person is $943/month. You’re receiving about $644.67 — roughly $298 less — which usually means SSA applied a “VTR deduction” (Value of the One-Third Reduction).

That reduction happens when SSA believes you’re getting free food or shelter — for example, living with someone (like your mom) without paying your full share of housing or meals.

Here’s what you can do:

1. Submit a “Statement of Living Arrangements” (SSA-8006 or SSA-8011).

• You can get these at your local SSA office or online. These forms explain your living situation and whether you contribute to rent, utilities, or food.

2. Show proof that you pay your fair share.

• Even if you don’t pay rent, you can show contributions like paying household bills. Proof can include Venmo receipts, bills, or a written statement from your mom.

3. Request reconsideration.

• File Form SSA-561-U2 (Request for Reconsideration)
• Submit it by certified mail or in person to your local SSA office.

4. Follow up.

• Call SSA at 1-800-772-1213 or visit your local office to confirm receipt and request an update.

Queeneth E. Esq

You’re absolutely right to feel frustrated — many SSI recipients feel the same way. You followed the rules, filed your appeal on time, and yet SSA delays your case without consequence. Unfortunately, the law doesn’t hold SSA to the same strict time limits as claimants.

Now, about your contribution:

Here’s how it breaks down —

Household costs:

• Rent: $1,311
• Internet: $105
• Electric: $30
• Phone (both): $125
• Total: $1,571/month

Your share (if split with your mom): ~$785.50

Your actual contribution: $260/month

While your $260 contribution isn’t the full 50/50 share, it’s still significant and should count as partial support. SSA can reconsider your case if you show that your payments are part of your fair contribution agreement.

Here’s what you should do next:

Send a follow-up letter referencing your April 9 appeal.

Include:

• Copies of your internet, electric, and phone bills.
• A short statement from your mom confirming that your contribution covers your share of household expenses.
• A simple written agreement between you and your mom stating that you pay $260/month toward household costs.

If 60+ days have passed with no decision, you can:

• Contact your U.S. Congressperson’s office. SSA often responds faster when a congressional office follows up.
• Or, request a formal hearing before an Administrative Law Judge (the next step in the appeal process).

Queeneth E. Esq

You’re welcome. I’m glad I could help you today — and you’ve handled this exactly right. Keep copies of everything you send, and don’t hesitate to follow up with your local SSA office or a disability advocate if you don’t hear back soon.